Instantly estimate your HST rebate on a new build or substantially renovated home — including the April 2026 Enhanced New Housing Rebate (up to $130,000) and the 2025 Federal First-Time Home Buyers' GST rebate.
The APS signing date determines which rebate program applies. Use your builder contract date.
HST rebates apply only to new construction and major renovations — not resale homes
Enhanced and FTHB rebates require owner-occupancy. Investment properties have different rules.
Never owned a home anywhere in the world. Applies to the Federal FTHB GST rebate (Program B).
Three programs apply depending on your APS date, purchase price, and buyer status. The calculator automatically routes to the right program — here's how they work.
APS signed April 1, 2026 – March 31, 2027. Available to all buyers (not just first-timers) on new builds and substantial renovations used as primary residence.
APS on/after March 20, 2025 and before 2031, first-time buyer, outside the Program A window.
Program B also includes the legacy Ontario rebate (up to $24,000) on the provincial HST portion.
Applies when neither Program A nor B applies. Flat Ontario rebate of up to $24,000, no upper price cap. The legacy federal rebate ($6,300) is excluded here — it phases to zero above $450,000 and is irrelevant for most Ontario new builds.
Rebates cannot be stacked freely. The total cannot exceed the HST actually payable. CRA forms were expected by mid-July 2026 — confirm current availability and exact eligibility with your real estate lawyer.